Treehouse: Overview of the Project to be Listed on Binance Through Binance HODLer Airdrop

In the context of DeFi continuously expanding, the demand for fixed income products (fixed income) is increasing, similar to the role of bonds in the traditional financial market. However, building a transparent, decentralized, and secure interest rate system on blockchain remains a significant challenge. That is why Treehouse was created to unify the ETH on-chain interest rate market and lay the foundation for the ecosystem of fixed income products. What is Treehouse? Treehouse is a pioneering DeFi protocol in building a decentralized fixed income layer ( for digital assets. The project introduces two core infrastructure components: tAssets )example: tETH(: are liquidity staking tokens that help users earn real yields that outperform Ethereum's PoS rewards. DOR )Decentralized Offered Rates(: is a mechanism for establishing decentralized reference interest rates, similar to LIBOR or SOFR in traditional finance, but implemented on-chain. The goal of Treehouse is to converge fragmented ETH interest rates into a unified standard, providing a foundation for long-term, stable, and accessible lending, borrowing, staking, and hedging products.

How Does Treehouse Work? Treehouse operates based on a collaborative model among parties in the ecosystem: Users deposit ETH or LST into the protocol to receive tETH, thereby earning real yield and using tETH on DeFi platforms. Operators are the parties that initiate the DOR Feed. Treehouse will operate the first DOR named TESR )Treehouse Ethereum Staking Rate(. Panelists )have been vetted( and will provide interest rate data or forecasts, and stake TREE/tAssets to commit to accuracy. Delegators are the holders of tETH and delegate to Panelists to fulfill the obligation of setting up the DOR, while retaining ownership of the token. Referencers integrate the DOR Feed into financial products such as lending, swapping, or pricing derivatives. Clients are end-users who benefit from fixed interest rate products, arbitrage, or staking tETH. Through the prediction loop – stake – reward/punishment – DOR setup, Treehouse ensures a transparent, objective, and manipulation-resistant interest rate mechanism.

Treehouse Products Treehouse develops core products aimed at building a fixed income layer for digital assets. From staking, determining interest rates to distributing rewards, each product is designed to operate seamlessly within the ecosystem. tETH tETH is the first liquid staking asset of Treehouse – minted when users deposit ETH or LST ) such as stETH, rETH, cbETH( into the protocol. Usage: Accumulate real yield through interest rate arbitrage strategies. It can still be used as collateral on DeFi platforms such as Aave, Compound, Pendle, etc. Support economic security for DOR through staking or delegating to a Panelist. Objective: Aggregate ETH on-chain interest rates and provide fixed income solutions for users.

DOR – Decentralized Offered Rates DOR is a decentralized reference interest rate system, similar to LIBOR/SOFR but on the blockchain. The first DOR: TESR )Treehouse Ethereum Staking Rate( – represents the "risk-free" interest rate of Ethereum. Activity: Determined through Panelists staking TREE or tETH and submitting interest rate forecasts. The results will be aggregated and recorded on-chain. Application: Used by integrated platforms )Referencers( to price financial products such as lending, fixed yield, derivatives,…

GoNuts Point System The GoNuts Point System is a reward point system that encourages users to participate early in Treehouse. How to earn points: Send ETH or LST to receive tETH. Provide liquidity on integrated platforms. Participate in staking, delegation, or contribute to the establishment process of DOR. Usage: Nuts Points will be used for ranking, distributing TREE airdrops, or exchanging for benefits in the Treehouse ecosystem. Outstanding features of Treehouse Consolidating the ETH interest rate market: helps converge fragmented yield levels into a risk-free interest rate benchmark – similar to government bonds in TradFi. Liquid staking upgrade: tETH allows users to participate in yield arbitrage while still maintaining liquidity and usability in DeFi. Strengthening economic security: holding tETH helps ensure the integrity of the DOR system. Multi-protocol integration: tETH can be used as collateral on Aave, Compound, Euler, Pendle, Gearbox, and more. Multi-tier incentives: users receive yield, accumulate Nuts points, and can enjoy airdrops from various sources. Overview of Token TREE and Tokenomics Basic information Token Name: TreehouseTicker: TREEContract: 0x77146784315Ba81904d654466968e3a7c196d1f3Blockchain: Ethereum )ERC(Total Supply: 1,000,000,000 TREE TREE allocation:

Community rewards: 20% Strategic investors: 17.5% Development team: 12.5% Treasury DAO: 12.5% Community airdrop: 10% Ecosystem fund: 10% Core collaborators: 5% Future airdrop: 5.75% Partnership with exchanges: 3.75% Liquidity provision: 3% TREE distribution schedule: The TREE token will be gradually unlocked over a period of 48 months, ensuring sustainable distribution and aligning long-term interests.

TREE use cases: TREE is the utility and governance token of the Treehouse protocol, with the main functions: Pay DOR query fees for integrated financial services. Staking Panelist to participate in the DOR setup process. Earn rewards from the consensus mechanism based on the accuracy of forecasts. Participate in DAO governance: propose and vote on changes within the system. Support grants & ecosystem: DAO can allocate TREE for integrated Treehouse products. Roadmap Q3/2025 Phase 2 of tAssets ) continues to roll out (: Expanding and upgrading the tAssets product line, including adding support for new LST types and enhancing DeFi integration. Bamboo Project – the Forward Rate Agreement market )FRA(: Developing and launching the Forward Rate Agreement market )FRA( to support interest rate risk hedging and trading based on future interest rate forecasts. Launch of Live DOR Rates ): Introducing live DOR feeds operating on-chain, starting with TESR and potentially expanding to other asset types. Integration with key DeFi protocols: Connecting tETH and DOR with platforms such as Compound, Aave, Euler, Gearbox,… to broaden practical applications. Launch of Gaia: Introducing Gaia – a new product or platform in the Treehouse ecosystem ( that requires further monitoring to clarify details ).

Development Team, Investors and Partners The founding team of Treehouse Treehouse is led by individuals with extensive experience in both traditional finance and the startup technology sector: Brandon G. – Co-Founder & CEO Having held roles at major financial institutions like Wells Fargo and Morgan Stanley, Brandon co-founded Treehouse in 2021. He is the mastermind behind the overall development and operational strategy of the project, as well as representing Treehouse at numerous major events such as MooFest 2025 and in-depth podcasts on DeFi Fixed Income. Bryan Goh – Co-Founder Bryan has a solid background in the travel-tech field, having started companies such as Host Bully, Dibly, Native, and Travelr, which was acquired by Hotels.com.sg. At Treehouse, he leads the product and design area, delivering an intuitive and engaging user experience in products like tETH and TESR. Ben Loh – Co-Founder Before joining Treehouse, Ben participated in the Venture Fellow program at AV/Blue Ivy Ventures, where he gained experience in venture capital and startup analysis. At Treehouse, he plays a role in connecting technology, on-chain data, and long-term product strategy.

Investment fund Strategic Round – 15/04/2025 In April 2025, Treehouse completed a strategic funding round with a valuation of up to 400 million USD, although the amount raised was not disclosed. This round brought together many prominent individual investors in the industry such as Jordi Alexander (Selini Capital), Guy Young (Ethena), Matthew Tan (Etherscan), Richmond Teo (Paxos APAC), Michael Ashby, and Darius Sit (QCP Capital), demonstrating strong confidence in the project's long-term vision for establishing a fixed income layer for DeFi. Grant – 12/18/2024 Treehouse has received a grant from Compound Labs, one of the leading lending protocols on Ethereum. This grant is aimed at supporting Treehouse in further developing decentralized interest infrastructure and deeper integration with the existing DeFi ecosystem. The specific amount has not been disclosed, but it marks an important milestone in terms of strategic relations. Seed Round (16/03/2022) Treehouse successfully raised 18 million USD in a Seed round in March 2022. This round was led by Mirana Ventures and Lightspeed Venture Partners, with participation from YZi Labs ( formerly known as Binance Labs ), GSR, Wintermute, Jump Capital, and more than 13 other investors. This capital is used to build the first product such as tETH and the DOR platform. Pre-Seed (15/09/2021) In the very early stage, Treehouse successfully raised 2.4 million USD from strategic investors such as The Brooker Group ( leading), Coinhako, CRC Capital, and Global Founders Capital. The Pre-Seed round served as the foundation for market research, economic model development, and recruitment of the founding team.

Partner Treehouse is actively connecting with leading protocols in DeFi to enhance the application of its products, such as integrating tETH into Lending & Derivatives protocols: Aave, Compound, Euler, Gearbox, Pendle,… Conclusion In the context of the DeFi market that is increasingly developing but still lacking a transparent and stable interest rate standard, Treehouse emerges as an essential infrastructure for on-chain fixed income. With a model that combines liquidity staking assets (tETH) and a decentralized interest rate setting mechanism (DOR), Treehouse not only generates real yield for users but also opens up the potential to build advanced financial products such as fixed lending, interest rate hedging, and derivatives. With a seasoned team backed by several large funds, Treehouse is gradually positioning itself as the "LIBOR of DeFi" – becoming the bridge between the traditional financial system and the new generation of decentralized finance. If Fixed Income is the missing piece of DeFi, then Treehouse is the team of architects building that long, transparent, sustainable, and decentralized bridge. @TreehouseFi #Treehouse $TREE {spot}(TREEUSDT)