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Think the US Is Bad? People in These 9 Countries Have Way More Debt
In the U.S. it’s more common than not to carry a boatload of debt As of the third quarter of 2024, Americans owed $17.57 trillion in total debt — up 2.4% year over year, according to Experian data. Even spread over hundreds of millions of people, it’s a lot of debt: $58,215.12 for the average household, according to a new study by QuickLoan Pte Ltd.
Check Out: 20 Countries Holding the Most US Debt in 2025 — and How It Impacts Your Wallet
Read Next: Here's the Minimum Salary Required To Be Considered Upper Class in 2025
But the U.S. isn’t the only country with a serious debt issue among its citizens. The study analyzed household debt data across multiple countries to find which nations live most on credit and where debt-to-income ratios pose the greatest financial risks. The U.S. came in 10th, based on loan-to-income ratio, as it has a loan-to-income ratio of 112.21%. Below are the nine countries where the burden of household debt is even greater.
9. Netherlands
Learn More: What Moody’s US Credit Rating Downgrade Means for the Middle Class
8. New Zealand
7. Luxembourg
6. Sweden
5. Denmark
4. Switzerland
3. Canada
2. Australia
1. Norway
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This article originally appeared on GOBankingRates.com: Think the US Is Bad? People in These 9 Countries Have Way More Debt
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