Shiba Inu (SHIB) Set to Expand Shibarium With AI Features, Meanwhile, This Token Prepares to Jump 20% to $0.035

Shiba Inu (SHIB) is once again making waves, this time by teasing the addition of AI-powered features to its Shibarium ecosystem. While this announcement has reignited short-term hype among meme coin enthusiasts, more experienced investors are shifting their attention toward projects that deliver not just buzz—but lasting financial utility. That shift is becoming evident in the rising traction of Mutuum Finance (MUTM), a DeFi platform designed to offer passive yield, stable returns, and real use cases built around lending, borrowing, and protocol-generated income.

Now priced at $0.03 in Phase 5, Mutuum Finance (MUTM) is seeing its presale sell out rapidly, with 78% of the current phase already sold, over 13,500 token holders, and $12.5 million raised. As soon as Phase 6 kicks off, the price will climb by 20% to $0.035, closing the window on what investors are calling one of the few high-conviction entries of 2025.

Mutuum Finance (MUTM)

Mutuum Finance (MUTM) is building tools that allow crypto users to put their digital assets to work. One of the core innovations in this system is the mtToken—a passive yield-generating asset issued to users who deposit tokens like USDT, DAI, ETH, or AVAX into Mutuum Finance (MUTM)’s lending pools. These mtTokens are not just receipts. They accrue value automatically over time and can be staked in special smart contracts to earn a share of the protocol’s revenue, creating a second layer of returns on top of the lending APY.

For example, a user who deposits stablecoins into a pool receives mtDAI or mtUSDT, which grow in value based on interest earned from lending activity. That same user can stake these mtTokens in a rewards module and receive dividends, powered by buybacks funded from platform revenue. This dual-reward mechanism makes Mutuum Finance (MUTM)’s structure fundamentally different from meme tokens that rely solely on community-driven speculation.

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A Stablecoin With a Backbone

What sets Mutuum Finance (MUTM) further apart is its upcoming decentralized stablecoin—an overcollateralized digital asset designed to maintain a consistent $1 value. Unlike failed algorithmic models, Mutuum Finance (MUTM)’s stablecoin will only be minted when users borrow against blue-chip collateral such as ETH, DAI, AVAX, or mtTokens. Each unit will be backed by more value than it represents, with strict issuance caps enforced through protocol-approved issuers.

The interest rate on borrowing this stablecoin will be governed by Mutuum Finance (MUTM) governance and adjusted to help maintain the $1 peg. If the price moves above $1, interest rates will be lowered to encourage borrowing. If it drops below, rates will rise to tighten supply and stimulate arbitrage. All loans will remain overcollateralized, with automatic liquidation triggers in place to preserve the protocol’s solvency and stability. This stablecoin is expected to serve not just as a borrowing tool, but as a key component of Mutuum Finance (MUTM)’s internal liquidity engine—strengthening its treasury and supporting long-term sustainability within the platform’s lending infrastructure.

From Meme Waves to Yield-Powered Utility

Investors are already reacting. A large whale wallet moved $200,000 out of SHIB and AVAX holdings into Phase 2 of MUTM, acquiring tokens at just $0.015. Today, that position has already doubled in value, sitting at $0.03, and is projected to be worth at least $0.35 post-launch—an expected return of over 11x. With the public listing planned at $0.06 and price targets from analysts calling for values well into the $0.30+ range, the upside appears aligned with the platform’s growing adoption.

Mutuum Finance (MUTM) is not only building smarter tools for asset management but also laying down a detailed roadmap. The team has already completed most of Phase 1, including audits, listings, and an AI helpdesk. Phases 2 through 4 include Layer-2 integration, stablecoin testnet, beta launch, and the final release of the live Mutuum Finance (MUTM) protocol. Additionally, the platform has been audited by CertiK, achieving a Token Score of 95 and a Skynet Score of 77.5, reinforcing confidence from a technical security standpoint.

To sweeten early engagement, a $100,000 giveaway is in progress, alongside a $50,000 Bug Bounty Program with structured rewards for critical, major, minor, and low-severity findings. With this multi-layered buildout and a strong tokenomics framework backed by real use, the project has positioned itself far beyond short-lived meme trends.

As SHIB attempts to reinvent itself through AI integrations, smart capital is flowing into Mutuum Finance (MUTM)—a platform delivering real results, layered income, and a future-ready stablecoin model. With only 22% of Phase 5 tokens remaining and a 20% price increase looming, time is running out to secure the final sub-$0.035 entries.

For more information about Mutuum Finance (MUTM) visit the links below:

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