Recently, news about how artificial intelligence can assist with personal financial management has garnered widespread attention. According to reports, 35-year-old American woman Jennifer Allen successfully used ChatGPT, an AI chatbot, to pay off more than half of her credit card debt in just one month.

Ellen is a real estate agent and content creator who has faced the burden of $23,000 in credit card debt. Despite a decent income, she has struggled with money management due to a lack of financial knowledge. Especially after the birth of her daughter, her financial situation has deteriorated even further due to various unexpected expenses.

Faced with mounting debt, Allen decided to seek help from ChatGPT. Surprisingly, under the guidance of AI, she paid off $12,000 in just 30 days. This success story demonstrates the immense potential of AI technology in the field of personal finance.

Ellen confessed that in the past she always avoided financial planning, believing that working harder would solve the problem. However, it turned out that a scientific approach to financial management is equally important. Through her interactions with ChatGPT, she not only learned how to create a repayment plan but also unexpectedly discovered a long-forgotten $10,000 savings account.

This case is not just a story about repaying debts, but it also highlights the importance of financial education. It shows us that, when used appropriately, AI can become a powerful assistant in personal financial management, helping people better control their economic lives.

However, experts also remind us that although AI can provide valuable advice, caution is still needed when making important financial decisions, and consideration should be given to consulting a professional financial advisor.